Tax Optimization

What a €1,490 strategy session actually saves you

€1,490 for 90 minutes and a PDF. We get it – that sounds like a lot, and we’d raise an eyebrow too. So instead of telling you it’s worth it, let’s do what nerds do: run the numbers.

Below are three cases that show where the money usually leaks. They’re hypothetical illustrations – built from patterns we see often, with simplified maths – not real clients and not testimonials. And at the end, an honest list of when you don’t need a session at all.

What you actually get for €1,490#

  • Preparation: we read your questionnaire before the call, so the 90 minutes go to your case, not to basics.
  • 90 minutes with a senior strategist on your situation: residency, company, banking, exit.
  • A written roadmap within 5 working days: recommended structure, the steps in the right order, the traps to avoid and realistic costs.
  • 30 days of follow-up questions by e-mail.
  • Full credit: if you set up with our partners within 6 months, we deduct the whole fee from your first invoice.

What it isn’t: we’re not a law firm or tax advisor, and the roadmap isn’t a legal opinion. It tells you what to do, in which order, and what to have a licensed advisor sign off – so you don’t pay a lawyer by the hour to find out what your question is.

Case 1: the Dubai company run from Munich#

Hypothetical. A consultant in Munich makes €200,000 profit a year. The plan from a forum thread: set up a Dubai free zone company, invoice clients from there, pay 0–9% and keep living in Munich “for now”.

What goes wrong: a company is taxed where it’s managed. If every decision is made at the kitchen table in Munich, Germany sees a company managed in Germany – taxed like a German company, with corporate tax plus trade tax adding up to roughly 30% or more depending on the city. And because Germany has had no tax treaty with the UAE since 2022, there’s no treaty to argue about it.

Forum planAfter the session
Where the founder livesMunichActually moves to Dubai – or stays and keeps a German company
Company tax on €200k≈ €60,000 in Germany, plus back-tax risk≈ €10,100 in the UAE if the move is real
Dubai running costs≈ €6,000 a year for a company that doesn’t helpOnly paid if the company makes sense

What the session changes: the question moves from “which free zone?” to “are you really moving?”. If yes, the roadmap covers the move, the visa, the exit from Germany and the company – in that order. If no, you save the Dubai setup and running costs entirely and optimize at home instead. Either way, you avoid paying for a structure that makes things worse. Details in our place of management guide.

Case 2: the exit tax nobody mentioned#

Hypothetical. A German founder owns 100% of a GmbH, bought in for €25,000, now worth about €1.5 million. She plans to move to Cyprus next spring and has already signed a lease in Limassol.

What goes wrong: Germany taxes unrealized gains on company shares (1% or more) when you give up German tax residency after at least seven of the last twelve years – as if you had sold. Gain: about €1,475,000. Under the partial-income method, 60% is taxable – roughly €885,000 – which at top rates means a tax bill in the region of €400,000. On shares she hasn’t sold, in cash she doesn’t have.

What the session changes: the session can’t make the exit tax disappear. It makes it a planned line item instead of a surprise:

  • You know the amount before you move, not from a tax assessment afterwards.
  • The tax can be paid in seven equal annual instalments on application, without interest – a huge difference for liquidity.
  • If you return within seven years (extendable by up to five), the tax can be waived under conditions.
  • Valuation, timing and structure get reviewed by a German tax advisor before the move date, while options still exist.

The value here isn’t a percentage. It’s not having to sell a stake in a hurry, or discovering the problem after you’ve already left. More in our German exit tax guide.

Case 3: the Cyprus plan with the Berlin flat#

Hypothetical. A founder with €150,000 annual profit sets up a Cypriot company, rents a flat in Limassol and plans to use the 60-day rule. He keeps his Berlin flat “for visits” – it’s rent-controlled and he loves it.

What goes wrong: a flat kept available in Germany is a German residence, with zero minimum days. Germany therefore still treats him as fully taxable, which breaks the 60-day rule’s condition of having no other tax residency. His dividends are taxed in Germany, and a company run from Berlin risks being taxed there too.

With the Berlin flatFlat given up, clean exit
Tax residencyGermanyCyprus (60-day rule)
Company taxCyprus 15% – or German taxation if managed from BerlinCyprus 15%
Tax on dividendsGerman tax on dividends (≈ 26% with solidarity surcharge)0% SDC for non-doms, 2.65% health contribution
Rough total on €150k≈ €56,000–73,000≈ €26,000

What the session changes: one fact – the flat – decides whether the whole plan works. The roadmap spells that out, plus the other quiet killers: family ties, a German directorship, a German bank account used as the main account. The difference between the columns is roughly €30,000–47,000 a year in this example, for giving up a flat. Whether the flat is worth that is your call. At least now it’s a decision, not an accident. The rules behind it are in the 183-day myth.

The honest maths#

The session pays off if it prevents one of the following:

  • One year of a structure that doesn’t work. A Dubai company costs about €6,000 a year to run, a Maltese one about €7,000 – before any tax damage.
  • One wrong assumption about residency. In our examples, that’s tens of thousands a year.
  • One unplanned exit tax. Even when the tax itself can’t be avoided, planning the payment and timing is worth far more than the fee.
  • Hours of advisors’ time spent working out what your question is. Specialist tax advisors bill by the hour; arriving with a clear plan and specific questions shortens that bill.

And if you go ahead with our partners within six months, the fee is credited in full. Where legally possible, you contract with us: one fixed quote, a licensed local partner does the work, and we check it before the partner gets paid.

When you don’t need a session#

Honesty beats sales. You probably don’t need us if:

  • Your profit is modest (say, below €50,000) and you just want to move within the EU as an employee or simple freelancer. Our move abroad overview and the free guides will get you most of the way.
  • You’re not leaving your country. If you stay put, a good local tax advisor is the right person, not us.
  • You already have advisors on both sides – in your old and your new country – who talk to each other.
  • You’re still at the daydream stage. Play with the Jurisdiction Finder and the tax calculator first. Come back when you have a shortlist and a rough timeline.

This article is general information, not tax or legal advice. The cases are simplified illustrations; your numbers will differ.

Ready to stress-test your plan? Fill in the questionnaire for a strategy session – or start free with the Jurisdiction Finder.

Sources#

Keep reading.

All insights

Tax OptimizationCitizenship & Residency8 min read

Dubai vs Cyprus vs Malta for founders in 2026

Same €200k profit, three founder favourites: what you pay in Dubai, Cyprus and Malta in 2026 – plus days, banks, costs and our honest verdict.

Nerdy Strategy Session

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Read everything, still not sure which setup fits you? In 90 minutes we go through your situation with you and turn it into a written roadmap – what to set up where, in which order, and what it will cost.

  • 90-minute video call with a senior strategist
  • Written roadmap within 5 working days
  • 30 days of follow-up questions by e-mail
  • Fully credited if you set up with us within 6 months

€1,490 one-off, plus VAT where applicable

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